RBS Associates

Investments

• Risk and Reward
• Unit Trusts
• OEICs
• Investment Trusts
• ISAs
• Government Gilts
• Corporate Bonds

Latest News

Funds

• Hiring by smaller banks spurs finance job market
• Armstrong seeks dividend to fight inflation
• Finisterre says China to avoid hard landing

Markets

• Asian markets take a breather
• Brazilian equities burst back into life
• Zero-based money risks trapping recovery

Personal Finance

• Hiring by smaller banks spurs finance job market
• Tesco delays current account launch to 2013
• House prices up 0.6 percent month-on-month

Stocks and Shares

• Euro zone strugglers lack innovative knack
• Merkozy fights to prevent Merkollande
• Japan's stay-at-home firms finally spread their wings

OEICs

What is an OEIC?

• Open-ended investment companies are often referred to as the modern day and flexible equivalent of the unit trust. They have similarities with unit trusts and Investment trusts enabling you to pool your investments along with other investors. This helps to spread the risk and enables you to take advantage of the skills of a professional managing the fund.
  
  
• OEICS are regulated by the Financial Services Authority. The rules are based on specifically written company law, whereas unit trusts are based on trust law.
  
  
• OEICS have a single price for buyers and sellers and the charges are shown separately. A unit trust has a separate buying and selling price (bid/offer spread).
  
  
• The OEIC share price directly reflects the underlying assets of the portfolio 
  
  

  THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.