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Our Firm

Our business was established in 1993 by Alan Richardson, Paul Belcher and Mark Spurling as Partners. The name of the firm was derived from the first initial of each of the Partner's surnames.
We operated from offices in West Street, Marlow until 2006 when we moved to our present offices in Regency House on Mere Park off Dedmere Road in Marlow.

We have always worked on the basis of offering independent financial advice to our clients in a professional manner akin to that which would be expected from a professional firm of accountants or solicitors. We were determined to build our business based on a service led proposition in order to differentiate ourselves from those firms that focus entirely on the sale of products.

In May 2007, Alan Richardson retired as a partner of the firm but continued to work within RBS Associates as an independent financial adviser/consultant. Alan retired from our industry at the end of 2012.

Paul Belcher

Paul Belcher

Mark Spurling

Mark Spurling


The 1 January 2013 saw the implementation of the Retail Distribution Review which will bring with it significant changes in the way in which independent financial advisers work.

Over the years, Mark Spurling has built up significant expertise within the mortgage and protection areas of our business whilst Paul Belcher has developed expertise in relation to pensions and investments. Consequently, as we move into this new era, any business that relates to pensions and investments will be undertaken for our clients by Paul Belcher whilst Mark Spurling will take responsibility for any mortgage or protection work. Either Partner will be able to deal with general enquiries and queries that you may have but we felt than when providing advice and on-going service to our clients, it makes most sense to use the expertise the individual Partner's has in order to provide the best possible advice to our clients.

In addition to Paul Belcher and Mark Spurling, there are also three administrators that work within the firm:

Clare Goodearl

Clare Goodearl

Rhonda Barclay

Rhonda Barclay

Karen Spurling

Karen Spurling


Clare Goodearl acts as a personal assistant to Paul Belcher in addition to undertaking general administrative duties within the firm.

Rhonda Barclay acts as a personal assistant to Mark Spurling in addition to undertaking general administrative duties within the firm.

Karen Spurling undertakes general administrative duties within the firm principally in relation to mortgage processing.

Our clients are based all over the UK although principally in London and the South East, particularly the Thames Valley and include individuals, families, as well as small businesses. We are proud of the fact that our client bank has grown over the past 20 years almost exclusively by referrals from existing clients, accountants and solicitors.